Protecting people – this is at the core of what we do. We believe that your people are your biggest assets. Our people protection services are designed to help you mitigate the safety risks and security threats faced by your people on a daily basis.
People
We understand the importance of protecting your property from security threats such as vandalism, squatters, break-ins and theft – but our services extend far beyond this.
Property
We recognise there is a fundamental need to secure your business critical assets, from vacant land, development sites and compounds, to plant, materials and fuel. As a leading provider of sustainable security, we are perfectly positioned to secure, monitor and protect your valuable assets.
AssetsClearway provides customised and security-focused pre-risk surveys across the scope of properties, businesses, compounds, events and insured persons. We analyse the biggest risks to ensure our clients make sound policy decisions and offer their customers the correct level of coverage.
As part of our broader risk management security services, a pre-risk survey may highlight safeguards and control measures available to mitigate or remove unacceptable risk levels. Our consultants can often recommend ways to stabilise or manage hazards to reinforce the suitability of an insurance product.
Pre-risk surveys are an essential part of the assessment process for any insurance provider or broker – unpicking the risk profile and elements of the insurance subject to ensure underwriters have all the information they need to make professional, accurate decisions.
During a pre-risk survey, the Clearway consultants will review the severity of potential security risks, the frequency with which those risks could occur, and the outcomes if a hazard materialises to the maximum frequency and impact.
The survey process is collaborative and transparent, where businesses, property owners or event managers can discuss the defences and safeguards they have in place and demonstrate how these work.
We aim to deliver pre-risk surveys at a convenient time, deploying appropriately knowledgeable consultants to premises with unique or specific risk factors to analyse, such as when surveying an engineering business.
Throughout the survey, we maintain communications with all parties, which may involve:
On request, our pre-risk surveyors can provide a risk improvement plan available for use by the insured party or the insurance provider. This strategy ensures all parties can agree on which steps are most important for the immediate and medium-term future.
A pre-risk survey is necessary in countless insurance scenarios, where the provider, adviser or broker needs to comprehend all of the factors and aspects of the insurance subject before they can proceed, provide a quotation, or confirm whether they are in a position to offer the requested coverage.
That may apply to multiple insurance settings where there are several variables or where the insured party or subject does not carry a standardised or easily calculated valuation and risk profile, such as:
While insurance questionnaires and written surveys can provide some basis for decision-making, they are often insufficient to get a full overview of the controls, risk prevention and safety assets in place. This could mean an insurer is unable to provide a proposal without having a comprehensive knowledge of the risks present and whether they have been sufficiently mitigated.
Where there remains an elevated or uncontrolled risk, our position as an experienced provider of digital and physical security enables us to make suggestions or craft a risk prevention strategy based on the insurance provider’s requirements and instructions and the needs of the party or organisation requesting insurance coverage.
Underwriters and brokers are responsible for analysing and documenting the risks of a prospective insured party before they can make an insurance proposal, confirm the coverage in place, or verify whether a particular insurance product is suitable.
An assessor works autonomously to document and log risks, the exposure levels of each, and how that feeds into an overall risk analysis.
From an insurance provider’s perspective, this process is imperative to ensure:
Pre-quote surveys are the most commonly requested, which helps the underwriters decide whether the insurance requested can be offered or select a premium which will allow the insurer to fulfil the request from their client.
Post-insurance risk surveys are also valuable for longer-term insurance arrangements. Surveyors can verify whether all the policy terms are being complied with, survey the risks covered by the policy, offer advice about managing and preventing risk, and confirm whether the processes and systems remain suitable.
Clearway has decades of experience delivering tailored and highly effective security, risk control and preventative services to our nationwide client base, from event security to intelligent access control services for compounds, commercial enterprises and public sector organisations.
Our security surveyors and consultants deliver impartial, professional advice throughout the pre-risk survey process, ensuring our clients maintain excellent oversight of the premises, people or assets they are planning to insure.
Call 0800 085 8695 or email us at enquiries@clearway.co.uk
The exact process differs depending on the needs of the insurance adviser, provider or underwriter and the nature of the property, event or person they are being asked to insure. Risk consultants will look at liability issues and physical security issues, ranging from exposure to flooding and fire to potential losses due to theft.
A pre-risk insurance survey is customised to the scenario and client. Our consultants can examine the potential for accidents, criminal activity, intrusions, fire, and any other risk that could become a claimable event.
Call us on 
clearVIEW Login 
Contact us today 